123pracovat

Pracovní nabídka

To lead the Fraud & AML Operations function for the Banking as a Service / Issuing as a Service business includes end to end responsibility for implementing Fraud Prevention Rules, Fraud Detection Rules, and AML/CFT rules and policies.

This person will manage the team responsible for Transaction Monitoring and End-user Onboarding operations and will be key in designing and enforcing a robust financial crime framework.

Responsibilities

• Define and implement fraud prevention and detection rules across multiple products and client types.
• In cooperation with a Compliance Manager, develop and maintain fraud and AML/CFT policies and procedures tailored to the fintech issuing ecosystem.
• Manage and continuously improve transaction monitoring and KYC/KYB operational processes.
• Lead, mentor, and manage a team of Transaction Monitoring and End-user Onboarding analysts/operators.
• Conduct complex fraud investigations and prepare detailed internal and external reports.
• Stay informed on emerging threats, evolving fraud typologies, and industry trends in fintech and digital banking.
• Collaborate with internal teams to implement and pilot antifraud tools, analytics, and automation to enhance prevention strategies.
• Act as the main liaison with internal audit, external regulators, and law enforcement authorities when needed.
• Report fraud and AML metrics and risk exposure to executive management.
• Provide guidance to internal stakeholders on fraud-related matters.
• Ensure compliance with relevant regulations and internal policies related to fraud and financial crime.
• Oversee the process of provisioning for potential losses due to fraudulent activities.
• Manage fraud databases and report fraud statistics to relevant stakeholders.

Knowledge and Skill Required

• Strong analytical and problem-solving skills.
• Proficiency in data analysis tools and programming languages (e.g., SQL, Python, SAS).
• Excellent communication and interpersonal skills.
• Knowledge of fraud trends, risks, and detection methods.
• Experience in the financial services or fintech industry.
• Familiarity with relevant regulations and compliance requirements.
• Ability to lead and manage teams effectively.
• Experience in developing and implementing fraud prevention strategies.
• Understand the specific risks associated with digital payments and online transactions.

Experience

• 10+ years of related experience in financial crime, with a focus on fraud prevention and/or AML operations.
• Minimum of 5 years in a leadership role with a proven ability to manage and mentor operational teams effectively.
• Direct experience in the financial services or fintech industry , with a deep understanding of the risks associated with digital payments and online transactions.

Education

University degree in Finance, Law, a quantitative field, or a related discipline.
Relevant professional certifications (e.g., CAMS, CFE) are highly desirable.

What we prepared for you:

A wide range of corporate benefits:

• annual bonus
• 5 weeks of holiday
• 5 additional days off, meal tickets - fully paid by the employer (123,-CZK/per worked day)
• Benefit Plus package in the amount of CZK 18,000 per year / possibility to use for health, relaxation, education or vacation /
• pension insurance contribution /2,500 CZK monthly/
• home office and flexible working time
• Soulmio – a mental health care programme
• uLékaře – a health care support)